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Home Inventory

January 18th, 2008 · No Comments

HouseFire Perish the thought, but if a catastrophe happens, fire, hurricane, flood, theft or something else that causes the loss of your home or the items in it….do you have an inventory of the contents of your home for the insurance company?  No, neither do we.  We did a video a few years ago in a panic before the three hurricanes hit Florida, and we have a few photos of various items, but nothing up to date or organized. 

I found a free program on line at the Insurance Council website.  I’ve looked it over and it seems very thorough, and easy to use.  It will take some time to complete a full house inventory, so I plan to do one room a week until I finish. You can inventory by room, add photos, and or scanned receipts.

The Insurance Council website offers an on line "secure vault" storage, for a fee.  I don’t think this is necessary, just print out and burn to CD the finished inventory and either store in a bank deposit box or give to a relative for safe keeping.  Then update it once a year.  When you download the program it asks for your email address, its OK if you don’t put it in, it still allows you to download.  You never know when something might happen and an inventory will help expedite your insurance claims.

Tags: Financial · Useful Web Sites

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